World Financial Group, Inc. (WFG) offers a broad array of financial services and life insurance products through its affiliated companies.

WFG is a financial services marketing organization dedicated to serving the needs of middle-income individuals and families who are often overlooked by the financial services industry.

From college savings to retirement and home ownership to insurance protection, today's financial climate demands that people become money-minded or risk falling short of their dreams. Many families know they need to save and plan for the future, but they often don't know where to begin. That's where WFG can help.

Some of the products and services⁽¹⁾ WFG associates may be able to offer include life insurance--such as variable universal life, universal life, indexed universal life and term--and mutual funds, annuities, IRAs, 529 plans, pensions and 401(k) plans, and brokerage services. Also, through independent companies, many WFG associates can offer clients mortgage services⁽²⁾ to round out their financial choices.

Through its more than 11,000 life-licensed and securities-registered associates in the U.S. and Canada, WFG is driven to achieve its mission to have No Family Left Behind^TM by working with clients to help them take control of their financial future, step by step. And, WFG is dedicated to working with every family, no matter what their income.

WFG associates work with individuals and families by providing financial education and service to help clients move from where they are to where they want to be. WFG does not believe a "one size fits all" attitude is the right approach. Instead, its associates build one-on-one relationships with clients and strive to achieve a full understanding of their financial strengths and weaknesses and where they want and need to be financially. Then they work with the client to review a multitude of products, services and companies and choose the product that best fits the client's needs.

WFG also helps individuals and families by offering a unique opportunity: the chance to become an associate of the organization. While some associates come to WFG insurance-licensed and securities-registered, many associates are recruited from other industries and groomed to become financial services pro­fessionals who own their own businesses. Each associate receives unparalleled support from WFG's headquarters. From customer service to commissions, marketing and training, WFG assists associates in building successful businesses so they, in turn, can help individuals and families build solid financial futures.

Additional information can be found at: www.worldfinancialgroup.com