Headquartered in Louisville, Kentucky, AEGON Institutional Markets, Inc. (AEGON Institutional) serves the asset accumulation and savings needs of large, institutional investors. AEGON Institutional also includes AEGON Structured Products, which focuses on providing support for structured investment transactions in the capital markets, and AEGON Global Institutional Markets plc, which is based in Dublin, Ireland and focuses on European institutional business opportunities.

AEGON Institutional's core markets include stable value investment options within pensions and savings plans, such as tax-qualified 401(k), 403(b), 457 and 529 plans; municipal reinvestments; international medium-term notes; and cash markets, such as money market funds.

AEGON Institutional's basic products include Guaranteed Investment Contracts (GICs) and Funding Agreements. Both product types are insurance contracts--issued by Monumental Life Insurance Company, Transamerica Financial Life Insurance Company, Transamerica Life Insurance Company or Transamerica Occidental Life Insurance Company--that generally offer a guarantee of principal and a fixed or floating rate of interest for a certain period of time. AEGON Institutional's distribution channels vary by market. Some products are marketed directly to investors; others are marketed using brokers, consultants, GIC managers or investment banks.

Serving the needs of clients since 1981, AEGON Institutional's spread and fee-based product balances total over $80 billion.⁽¹⁾ The group has leadership positions in all the markets it serves and is well known in the institutional investment community for its excellent service and commitment to meeting client needs, its innovative product development and structuring capabilities, and its proven asset/liability management expertise.

Additional information can be found at: www.aegoninstitutional.com