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Earning your trust is our highest priority. Our consistently high ratings are a direct reflection of the care with which we manage our business. Our insurance companies have received high ratings from the industry's most respected ratings agencies.

A.M.
Best
Moody'sFitchStandard & Poor's
Transamerica Life Insurance CompanyA+Aa3AA+AA
Transamerica Financial Life Insurance CompanyA+Aa3AA+AA
Transamerica Occidental Life Insurance CompanyA+Aa3AA+AA
Life Investors Insurance Company of AmericaA+Aa3AA+AA
Merrill Lynch Life Insurance CompanyA+Aa3AA+AA-
ML Life Insurance Company of New YorkA+Aa3AA+AA-
Monumental Life Insurance CompanyA+Aa3AA+AA
Stonebridge Casualty Insurance CompanyA-
Stonebridge Life Insurance CompanyA+Aa3AA+AA
Western Reserve Life Assurance Co. of OhioA+Aa3AA+AA
Transamerica Life CanadaA-AA+BBB
Seguros Argos, S.A. de C.V.

Refer to footnotes (1,3) at bottom of page regarding ratings criteria and rankings.

Click to view the current ratings analysis from A.M. Best , Moody’s , Fitch or Standard & Poor's.

The Insurance Marketplace Standards Association (IMSA) is a voluntary organization created by life insurers to promote ethical conduct in the sale of individually sold life insurance, annuities and long-term care insurance products. Acceptance into this program is evidence of our commitment to customer satisfaction and a strong endorsement of our companies' ethical market practices.

IMSA member companies include: Life Investors Insurance Company of America; Transamerica Life Insurance Company; Transamerica Financial Life Insurance Company; Transamerica Occidental Life Insurance Company; Monumental Life Insurance Company; Stonebridge Life Insurance Company; Western Reserve Life Assurance Co. of Ohio.

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Transamerica Life Insurance Company
HOME OFFICE:
4333 Edgewood Road NE
Cedar Rapids, IA 52499
(319) 355-8511
Transamerica Life Insurance Company

  • $55 billion of insurance in force as of December 31, 2007.
  • Licensed in all states (except New York) and the District of Columbia.
  • Providing insurance products since 1961.
  • State of Domicile Iowa; NAIC Number 86231.
FINANCIALS: ($ US Millions)
2007
2006

Assets(2)
$73,509
$73,930

Liabilities
$70,703
$71,084

Shareholders' Equity(3)
$2,806
$2,846


RATINGS: (1)
  • A.M. Best: A+
  • Moody's: Aa3
  • Fitch: AA+
  • Standard & Poor's: AA
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Transamerica Financial Life Insurance Company
HOME OFFICE:
4 Manhattanville Road
Purchase, NY 10577
(914) 697-8000
Transamerica Financial Life Insurance Company

  • $293 billion of insurance in force as of December 31, 2007.
  • Licensed in all states and the District of Columbia.
  • Providing insurance products since 1947.
  • State of Domicile New York; NAIC Number 70688.
FINANCIALS: ($ US Millions)
2007
2006

Assets(2)
$17,772
$16,803

Liabilities
$16,857
$15,824

Shareholders' Equity(3)
$915
$979


RATINGS: (1)
  • A.M. Best: A+
  • Moody's: Aa3
  • Fitch: AA+
  • Standard & Poor's: AA
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Transamerica Occidental Life Insurance Company
HOME OFFICE:
4333 Edgewood Road NE
Cedar Rapids, IA 52499
(319) 355-8511
Transamerica Occidental Life Insurance Company

  • $940 billion of insurance in force as of December 31, 2007.
  • Licensed in all states (except New York) and the District of Columbia.
  • Providing insurance products since 1906.
  • State of Domicile Iowa; NAIC Number 67121.
FINANCIALS: ($ US Millions)
2007
2006

Assets(2)
$31,012
$30,344

Liabilities
$26,865
$26,918

Shareholders' Equity(3)
$4,147
$3,426


RATINGS: (1)
  • A.M. Best: A+
  • Moody's: Aa3
  • Fitch: AA+
  • Standard & Poor's: AA
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Life Investors Insurance Company of America
HOME OFFICE:
4333 Edgewood Rd NE
Cedar Rapids, IA 52499
(319) 355-8511
Life Investors Insurance Company of America

  • Effective July 1, 2006 Academy Life Insurance Company merged with Life Investors Insurance Company of America.
  • $58 billion of insurance in force as of December 31, 2007.
  • Licensed in all states (except New York) and the District of Columbia.
  • State of Domicile Iowa; NAIC Number 64130.
FINANCIALS: ($ US Millions)
2007
2006

Assets(2)
$10,028
$10,306

Liabilities
$9,425
$9,564

Shareholders' Equity(3)
$603
$742


RATINGS: (1)
  • A.M. Best: A+
  • Moody's: Aa3
  • Fitch: AA+
  • Standard & Poor's: AA
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Merrill Lynch Life Insurance Company
HOME OFFICE:
425 West Capital Avenue, Ste 1800
Little Rock, AR 72201


ADMIN OFFICE:
4333 Edgewood Rd NE
Cedar Rapids, IA 52499
(319) 355-8511

Merrill Lynch Life Insurance Company

  • Acquired on December 28, 2007.
  • $9 billion of insurance in force as of December 31, 2007.
  • Licensed in all states (except New York) and the District of Columbia.
  • State of Domicile Arkansas; NAIC Number 79022.
  • View SEC filings:
FINANCIALS: ($ US Millions)
2007
2006

Assets(2)
$13,911
$14,297

Liabilities
$13,534
$13,868

Shareholders' Equity(3)
$377
$429


RATINGS: (1)
  • A.M. Best: A+
  • Moody's: Aa3
  • Fitch: AA+
  • Standard & Poor's: AA-
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ML Life Insurance Company of New York
HOME OFFICE:
4 Manhattanville Road
Purchase, NY 10577


ADMIN OFFICE:
4333 Edgewood Rd NE
Cedar Rapids, IA 52499
(319) 355-8511

ML Life Insurance Company of New York

  • Acquired on December 28, 2007.
  • $563 million of insurance in force as of December 31, 2007.
  • Licensed in Connecticut, Deleware, Maine, Massachusetts, New Hampshire, New Jersey, New York, Rhode Island and Vermont.
  • State of Domicile New York; NAIC Number 82848.
  • View SEC filings:
FINANCIALS: ($ US Millions)
2007
2006

Assets(2)
$1,169
$1,219

Liabilities
$1,092
$1,162

Shareholders' Equity(3)
$77
$57


RATINGS: (1)
  • A.M. Best: A+
  • Moody's: Aa3
  • Fitch: AA+
  • Standard & Poor's: AA-
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Monumental Life Insurance Company
HOME OFFICE:
4333 Edgewood Rd NE
Cedar Rapids, IA 52499
(319) 355-8511

ADMIN OFFICE:
2 East Chase Street
Baltimore, MD 21202
(410) 685-2900

Monumental Life Insurance Company

  • Effective October 1, 2007 Peoples Benefit Life Insurance Company merged with Monumental Life Insurance Company.
  • Effective April 1, 2007 Monumental Life Insurance Company changed its statutory office state from Maryland to Iowa.
  • $79 billion of insurance in force as of December 31, 2007.
  • Licensed in all states (except New York) and the District of Columbia.
  • Providing insurance products since 1858.
  • State of Domicile Iowa; NAIC Number 66281.
FINANCIALS: ($ US Millions)
2007
2006

Assets(2)
$37,935
$34,879

Liabilities
$36,771
$33,350

Shareholders' Equity(3)
$1,164
$1,529


RATINGS: (1)
  • A.M. Best: A+
  • Moody's: Aa3
  • Fitch: AA+
  • Standard & Poor's: AA
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Stonebridge Casualty Insurance Company
HOME OFFICE:
100 South Third Street
Columbus, OH 43215


ADMIN OFFICE:
520 Park Avenue
Baltimore, MD 21201
(410) 685-5500

Stonebridge Casualty Insurance Company

  • Licensed in all states and the District of Columbia.
  • State of Domicile Ohio; NAIC Number 10952.
FINANCIALS: ($ US Millions)
2007
2006

Assets(2)
$290
$293

Liabilities
$170
$189

Shareholders' Equity(3)
$120
$104


RATINGS: (1)
  • A.M. Best: A-
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Stonebridge Life Insurance Company
HOME OFFICE:
56 1/2 Merchants Road
Rutland, VT 05702


ADMIN OFFICE:
2700 West Plano Parkway-3C
Plano, TX 75075
(972) 881-6000

Stonebridge Life Insurance Company

  • Effective July 1, 2007 Veterans Life Insurance Company merged with Stonebridge Life Insurance Company.
  • $11 billion of insurance in force as of December 31, 2007.
  • Licensed in all states and the District of Columbia.
  • Providing insurance products since 1900.
  • State of Domicile Vermont; NAIC Number 65021.
FINANCIALS: ($ US Millions)
2007
2006

Assets(2)
$2,206
$2,173

Liabilities
$1,945
$1,975

Shareholders' Equity(3)
$261
$198


RATINGS: (1)
  • A.M. Best: A+
  • Moody's: Aa3
  • Fitch: AA+
  • Standard & Poor's: AA
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Western Reserve Life Assurance Co. of Ohio
HOME OFFICE:
366 E. Broad Street
Columbus, OH 43215


ADMIN OFFICE:
570 Carillon Parkway
St. Petersburg, FL 33716
(727) 299-1800

Western Reserve Life Assurance Co. of Ohio

  • $118 billion of insurance in force as of December 31, 2007.
  • Licensed in all states (except New York) and the District of Columbia.
  • Providing insurance products since 1979.
  • State of Domicile Ohio; NAIC Number 91413.
FINANCIALS: ($ US Millions)
2007
2006

Assets(2)
$11,769
$11,529

Liabilities
$11,273
$11,056

Shareholders' Equity(3)
$496
$473


RATINGS: (1)
  • A.M. Best: A+
  • Moody's: Aa3
  • Fitch: AA+
  • Standard & Poor's: AA
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Transamerica Life Canada
HOME OFFICE:
5000 Yonge Street
Toronto, Ontario, Canada
M2N-7J8
(416) 883-5000
Transamerica Life Canada

  • Transamerica Life Canada is not licensed to conduct business in any state in the U.S., the District of Columbia, or U.S. territories.
FINANCIALS: ($ CAD Millions)
2007
2006

Assets(4)
$10,856
$10,388

Liabilities
$9,892
$9,167

Shareholders' Equity(3)
$964
$1,221


RATINGS: (1)
  • A.M. Best: A-
  • Fitch: AA+
  • Standard & Poor's: BBB
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Seguros Argos, S.A. de C.V.
HOME OFFICE:
Insurgentes 1685-2 Col.
Guadalupe Inn C.P. 01020
(+5255 1500 1600)
Seguros Argos, S.A. de C.V.

  • Effective October 2006, AEGON acquired 49% of Seguros Argos.
  • 1,000,000 policies in force as of December 31, 2007.
  • 2,155 million in issued premiums from January to December 2007.
  • Licensed in all Mexican states.
  • Not licensed to conduct business in any state in the U.S., the District of Columbia, or U.S. territories.
  • Founded in 2002.
FINANCIALS: ($ Mexican pesos - thousands)
2007
2006

Assets(2)
$1,001,257
$747,922

Liabilities
$818,996
$577,718

Shareholders' Equity(3)
$182,261
$170,207

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(1) Ratings from the A.M. Best Company, Moody's Analytics, Fitch Ratings and Standard & Poor's reflect the current opinion of the relative financial strength and operating performance of the AEGON companies as of the following effective dates.

   A.M. Best Company: May 30, 2007 for all companies except Transamerica Life Canada rated on April 15, 2008
   Moody's Analytics: November 1, 2007
   Fitch Ratings: February 7, 2007
   Standard & Poor's: June 22, 2007 for all companies except Transamerica Life Canada rated on March 20, 2008

Ratings criteria and rankings can vary by rating company. Copies of rating reports are available from each insurance company upon request.

RATINGS
A.M.
Best
Moody'sFitchStandard & Poor's
 A++  Aaa  AAA  AAA 
   Aa1  AA+  AA+ 
 A+  Aa2  AA  AA 
   Aa3  AA-  AA- 
 A  A1  A+  A+ 
   A2  A  A 
 A-  A3  A-  A- 
 B++  Baa1  BBB+  BBB+ 
   Baa2  BBB  BBB 
 B+  Baa3  BBB-  BBB- 
 B  Ba1  BB+  BB+ 
   Ba2  BB  BB 
 B-  Ba3  BB-  BB- 
 C++  B1  B+  B+ 
   B2  B  B 
 C+  B3  B-  B- 
 C  Caa1  CCC+  CCC+ 
   Caa2  CCC  CCC 
 C-  Caa3  CCC-  CCC- 
   Ca  CC  CC 
 D  C  C  R 
     DDD   
     DD   
 E,F,S    D   

(2) Based on Statutory Accounting Principles
(3) Capital and Surplus plus Asset Valuation Reserve
(4) Based on Canadian Generally Accepted Accounting Principles (CGAAP).


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